Is Nebraska a No-Fault State?

When a licensed driver carries no-fault insurance, it means that their insurance company will fully or partially cover the expenses incurred after an accident—no matter who is considered at-fault. In many states, no-fault insurance is a legal requirement, but that’s not the case in Nebraska.

Since Nebraska is a comparative fault state, each driver involved in an accident is assigned a percentage of the fault. Although that does mean that both drivers can be found at-fault, it also means that a driver may still be able to recover damages if found partially at fault.

Liability insurance in the state of Nebraska is mandated by a state-set minimum coverage depending on who was injured and what was damaged. The state enforces strict penalties on those who fail to provide proof of insurance if pulled over.

At Powers Law, our attorneys are well-versed in all auto-accident scenarios and can help you protect your rights and recover your costs—and then some. Get in touch with our team today at 402-817-0091 to get started.

What to Do After a Car Accident in Nebraska

Never assume that you are at fault without consulting a skilled attorney. Several factors must be considered to determine who is legally responsible for an accident. In Nebraska, if you are found to be 50 percent or more at-fault, then you aren’t entitled to recover damages—accurately determining fault is vital to get proper compensation for your injuries.

Getting into a car accident is already a stressful experience. You may find yourself with long-lasting physical and psychological injuries that can have a detrimental effect on your health. If you don’t receive the coverage you need, you could end up penalized by your insurance company and paying out-of-pocket expenses.

Dealing with insurance companies and trying to navigate the legal forms is a time-consuming process, and anything you say after an accident can be used as incriminating evidence against you. Before delving into the specifics of what to do if you are partially at-fault for a car accident, you must first make sure that you are indeed liable.

Regardless of whether you believe you may be at fault for a car accident, never admit fault to the other driver or your insurance company. Even simple statements can be construed as an admittance of guilt. Instead, speak to an auto accident attorney as soon as possible after the accident.

A skilled attorney who is familiar with Nebraska law can take charge and stops insurance companies from bullying you. Always remember that insurance companies are looking to protect their interests first. That means hiring aggressive lawyers that make sure that their payout is as low as possible, and they are well-versed in loopholes that serve their clients.

When you work with us, we will gather the data and evidence necessary to protect you from liability. Additionally, our team can offer valuable counsel when it comes to filing paperwork and ethically maximize your insurance claim. Our experienced car accident lawyers know how to choose an appropriate jury and understand the intricacies involved with each case.

 

Minimum Liability in Nebraska

Although drivers in Nebraska are required to have car insurance, some drivers still don’t. That’s why Nebraska requires that all drivers have uninsured or underinsured coverage. This coverage protects you from uninsured drivers if you get into an accident. Those without insurance have their license suspended immediately.

It’s important to understand the minimum liability coverage that is required while driving in Nebraska so that you can avoid penalties. These minimums include:

  • $25,000 in bodily injury coverage per person
  • $50,000 in bodily injury coverage per accident
  • $25,000 in property damage coverage

According to the Nebraska Department of Motor Vehicles, the only vehicles that don’t require proof of financial responsibility are:

  • Trailers
  • Snowmobiles
  • Boats
  • Dealer-plated vehicles
  • Campers

Why Hire an Auto Accident Attorney?

Thankfully, only a small percentage of car accidents in Nebraska are fatal— 0.6 percent. However, there are thousands of accidents each year that lead to property damage and injury. In 2018 alone, there were 1,128 crashes with serious injuries, 12,259 total injury crashes, and 23,657 property-damage cases with no injuries.

If you have been involved in a car crash in Nebraska, you need to know your legal options, rights, and the right actions to take.

After your accident, you may be wondering how you will manage to pay your medical expenses and for the damages incurred to your property. It can be especially frustrating when you also aren’t able to work and have lost wages to deal with on top of things. Insurance companies may aggressively communicate with you in the hope that you don’t pursue a claim.

By hiring a competent lawyer, you’ll have a greater chance of success in the legal system. Our team can advise you as to the best course of action and can manage the legalities. With a legal expert by your side from Powers Law, you can rest assured that you’re in capable hands.

Many insurance companies count on drivers not pursuing their auto-insurance claims or settling low. They know that you may be feeling vulnerable and overwhelmed after your accident and that you don’t want the additional hassle and headache. By hiring an experienced auto accident lawyer, you can enjoy the peace of mind that comes with the knowledge that you will receive the compensation you’re entitled to and achieve the best possible outcome for your case.

With a proven track record of success in Lincoln, Nebraska, Powers Law is ready to stand by your side when you need someone knowledgeable. Our established law firm has served the people of Nebraska for three decades. Our award-winning firm has helped hundreds of satisfied clients, and we know what it takes to get results and help you get the financial recovery you deserve.

If you’ve been in a car accident, call Powers Law at 402-817-0091 for a no-obligation consultation. Don’t be victimized twice. Take the first step to getting the justice—and compensation—you deserve today.